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How “Paying It Out” Keeps My Budget Intact with Purchasing Power

September 1, 2021 Rachel Ferrucci

We partnered with Purchasing Power as part of an Influencer Activation for Influence Central and all opinions expressed in my post are my own.

I love to shop for shoes, accessories, home décor, and especially gifts. But when it comes to large purchases that are needed, like a refrigerator, laptop, or mattress, the fun is gone. Plus, it’s a big chunk of money that I didn’t budget for. Not everyone’s savings account and paycheck can afford them the flexibility to make big item purchases like a new computer, TV, mobile phone, washer and dryer, furniture, tires, jewelry, and things like baby gear. Sometimes the need for these purchases comes unexpectedly. However, through Purchasing Power, a special program offered by employers to support federal civilian employees/retirees and military retirees, you can shop, purchase, and own these items and pay for it over a span of up to 12 months without having to worry about interest, hidden fees, or credit checks.

Purchasing Power lets you shop over 40,000 brand-name goods and services and you don’t have to worry about making the full payment upfront. Payment is already handled directly from your paycheck, giving you up to 12 months to make the full payment. You can still shop and own the product even when it hasn’t been paid in full. So go ahead and make the purchase you thought you couldn’t afford or plan that vacation or cruise you want to go on. When it comes to holidays, no need to worry. Go ahead and complete the whole holiday shopping list because you can afford to with Purchasing Power!

I was excited to find Tory Burch and Michael Kors available too. This allows me to spoil myself without the guilt that I spent too much because I only pay a small amount each month. I’d like to help you spoil yourself too or help you finally get that new dishwasher you’ve been wanting!

 

So head to their website and take advantage of 25% off your first order + Free Shipping with my special code 25GOVSHOP (you’re welcome!)

Federal civilian employees/retirees and retired military (active military are not eligible) can take advantage of this special benefits program through their employer just like over 150,000 customers who have used Purchasing Power. Shop for what you and your family want and need because you can buy now and pay later using your payroll allotment. And best of all, you have control over fixed automatic payments because when you make the purchase, the price you see is the price you pay through easy payroll deductions in 12 months or less. No need to worry about interest, hidden fees, or having your credit checked because with Purchasing Power you can own what you buy now simply using the payroll allotment from your paycheck to pay for the purchase. You don’t need a loan, a high interest credit card, the reliance of rent-to-own program options, or layaway when you have Purchasing Power. Shop and make purchases as you need to whether it’s for computer and electronics with brands like Samsung or LG, jewelry with Tory Burch, or other shopping categories with brands like XBOX, GE, Dell, Michael Kors, Sony, Nintendo, Whirlpool, MCM, KitchenAid, and Serta.

Purchasing Power has helped more than 7.8 million people make important purchases both big and small since 2001when paying by cash or credit is challenging. So, whether you’re a military retiree or an employee or retiree with the Department of Education, Department of Interior, Department of State, Department of Transportation, Department of Defense, the U.S. Postal Service, or other federal agencies, Purchasing Power offers you the freedom to make the purchases you want and need today. This special program helps you take charge of your financial future because you are in control of your spending budget when you can buy now and pay later with your payroll allotment.
To learn more about Purchasing Power, check out their social media!
•Purchasing Power on Facebook: https://www.facebook.com/PurchasingPower/
•Purchasing Power on Instagram: https://www.instagram.com/purchasingpower/
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About Rachel Ferrucci

Lifestyle writer, blogger, and social media influencer, specializing in travel, beauty, food, fashion, and family. As an empty nester I'm finding adventure around every corner to live life like it's my last day. Don't be surprised to find me in stilettos waving a light saber while playing with my grandchildren! Rachel Ferrucci

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rachelferrucci


Why did no one warn us that menopause would turn o
Why did no one warn us that menopause would turn our bodies into a crime scene… Dryness. Pain. Sneezing roulette. UTIs showing up uninvited. And doctors smiling politely and saying, “That’s just aging.” Cool. Love that for us.

Say Hello to Silky Peach Cream 🍑 A bioidentical estriol cream that works locally to rebuild thinning tissue, restore moisture, and bring back comfort where it actually matters. Not a Band-Aid. Not a $350 prescription. Not a lube that disappears by lunchtime.

Estriol is the gentlest form of estrogen our bodies naturally make, and Silky Peach Cream puts it back exactly where menopause took it away. Over time, tissue rebuilds, moisture returns, and suddenly intimacy doesn’t feel like sandpaper and regret.

Two pumps nightly. Then maintenance. Because it took years to get this dry… it’s okay if it takes a little time to feel normal again.

I’m done whispering about menopause. I got my life back.  And my peach is happy again!

@parlorgamesfun 

#ParlorGamesPartner #menopause ##over50women  #over50 over50andfabulous


So pretty at first but totally over it! #newenglan
So pretty at first but totally over it! #newengland


I didn’t expect this to be the hardest part of get
I didn’t expect this to be the hardest part of getting older.

If sex hurts. If you avoid intimacy. If you dread wiping.

It’s not “just dryness.” It’s estrogen loss. And yes, it’s fixable.

Menopause doesn’t ease in quietly. It shows up hot, uncomfortable, and disruptive. And for way too long, women are told to whisper about it or accept it as “just aging.” I’m done with that.

Silky Peach Cream helped restore moisture, rebuild thinning tissue, and bring back comfort where menopause took it away. Not a quick fix. Not a Band-Aid. Just real, gradual relief that made me feel like myself again.

Two pumps. Some patience. And a lot less suffering.

Stop whispering about menopause. You deserve relief. You deserve joy. Your peach deserves to be happy again.

Get the details and try it for yourself at the link in my bio.

@parlorgamesfun #ParlorGamesPartner


In paid partnership with #NoPainPact and with the
In paid partnership with #NoPainPact and with the support of #VoicesforNonOpioidChoices. 

When I found out I needed surgery, my 1st thought wasn’t the procedure. It was the fear of being handed opioids again with no real choice. After my last surgery, opioids were the only option I had, my insurance didn’t cover the non-opioid alternatives I specifically asked for. That showed me how quickly exposure can happen. Many people don’t realize that about 1 in 10 patients who receive opioids after surgery will struggle with long-term use. That’s nearly 4 million people per year. It’s no secret that opioids can lead to addiction, & we should be much louder about the fact that there are non opioid options that can be used during surgery to manage pain afterwards. 
Medicare already recognizes this & separately reimburses for FDA-approved non-opioid pain treatments, proving these options are real & available. Yet insurance barriers often make them difficult or impossible to access. Instead of making decisions about my recovery with my doctor, insurance policy made them for me. As I prepare for my next surgery, I want access to every option that reduces my exposure. I know how easily things can escalate. I’ve seen opioid use continue far longer than intended. It can tear apart families before anyone realizes what’s happening. What starts as short-term pain management after surgery becomes something no one ever expected, simply because safer options were never offered. It’s frustrating that some major insurers still haven’t expanded coverage the way Medicare has. #UnitedHealthcare is one of the companies whose restrictions make it harder to access FDA-approved non-opioid surgical pain options. Because of their size, these decisions affect millions. Surgery shouldn’t be a gateway to opioid addiction. Medicare covers these options. UnitedHealthcare & others need to do the same so patients aren’t pushed toward opioids by outdated policies. Patients & families deserve better. 

Tag @UnitedHealthcare so they hear why this matters #NonOpioidsNow #AccessMattersUHC #PatientsOverProfits #OpioidCrisis #RethinkPainRelief #UnitedHealthGroup #healthinsurancefail



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